December 11, 2024

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Key Financial Steps Before Going Full-Time as a Photographer

Key Financial Steps Before Going Full-Time as a Photographer

Transitioning from a 9-to-5 job to becoming a full-time photographer is a goal many dream of, but it’s not as simple as quitting your job and grabbing a camera. Making that leap can be challenging, especially if you’re unprepared. The financial realities of freelancing can be harsh, and without a solid plan, it’s easy to find yourself overwhelmed by debt and stress.

Coming to you from Scott Choucino with Tin House Studio, this honest video walks you through his personal story of moving from a project manager to a photographer. Choucino doesn’t sugarcoat the difficulties—he admits he made serious mistakes during his transition, from underestimating the financial side to overextending himself. He’s learned from those mistakes, and he shares exactly what he would do differently today. His advice on saving a year’s worth of salary and operating costs is crucial. It’s about building a financial buffer so you’re not constantly scrambling to cover your bills when work slows down.

Choucino also emphasizes the importance of cutting overhead. He points out that you don’t need the fanciest equipment or a new car when you’re just starting. In fact, he suggests selling your expensive car and buying something more affordable. The same goes for camera gear. While it’s tempting to invest in high-end equipment, Choucino advises sticking to what you need. Two camera bodies, a few essential lenses, and reliable lighting gear are enough to get you started. The goal is to minimize expenses, allowing you to focus on building your portfolio without the burden of unnecessary debt.

Another key takeaway from the video is the need to keep a part-time job when you first start. Choucino stresses that you’ll be working long hours between your photography business and side job, but this is essential to staying afloat in the early stages. The additional income provides some stability while you’re building your client base. Eventually, as you become more established and secure consistent work, you can reduce those extra hours.

Choucino’s story highlights the importance of patience and strategic planning in making the shift to full-time photography. His advice isn’t glamorous, but it’s practical. He shows that it’s better to move slowly and carefully than to rush into a career change that could set you back financially. The sacrifices, including working weekends or living frugally, are temporary measures that can help you achieve long-term success. Check out the video above for the full rundown from Choucino.


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